ON TAKING THE FIRST STEP TOWARD UNDERSTANDING YOUR RELATIONSHIP WITH MONEY.
You are about to discover the best version of yourself through the science of Money Personalities. Our research proves that when you discover, understand, and develop the strengths of your two Money Personalities, the effect on you and your relationships is transformational.
When you lead with your Flyer/Risk Taker Model you are able to have more impact, self assurance, and confidence.
The key is to not change who you are, but rather to accept it, love it, and grow with it! Again, welcome. Let’s dive into learning how to be the best you, that you can be!
NOW LET’S PIECE EM’ TOGETHER
You’re Primarily A Flyer
AS A FLYER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “KEEP IT SIMPLE.”
The Flyer is perhaps the most unusual of the personalities, in that the personality has very little to do with money. Flyers don’t think about money – at all. They’re not anxious about it, they’re not consumed by it. They have absolutely no emotional response to it whatsoever.
AS A FLYER:
You are happy to step back and let someone else manage your money.
CHALLENGES FLYERS MAY COME ACROSS:
You are poor at planning and can be reactionary to events.
HOW FLYERS MAKE MONEY DECISIONS:
You focus on what is going to benefit the relationship. The expense doesn’t matter as long as it builds up the relationship.
HOW FLYERS MAKE LIFE DECISIONS:
You are largely content with what you have, so you aren’t swayed by the thrill of the spend, but rather what you get out of it.
You are focused on relationships more than money. You make money and use it, but you don’t think about it much at the end of the day.
Flyer Tip: Try signing up for a budget management service, like Simplifi by Quicken. This will help you work to keep better track of your money, but with minimal effort involved!
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A PRIMARY FLYER PERSONALITY.
Your Secondary Is Risk Taker
AS A RISK TAKER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “NOTHING VENTURED, NOTHING GAINED.” YOU MAKE THINGS HAPPEN BY MOVING ON TO THE NEXT BIG THING AND YOU CAN OFTEN BE ADVENTUROUS.
For the Risk Taker, the thrill of jumping into a financial challenge doesn’t just come from a huge payout on an investment; it comes from taking the risk in the first place. Even if they never hit it big, Risk Takers never give up on following that rush they get from trying out a new idea, even if it costs them everything. It’s just how they’re wired.
AS A RISK TAKER:
you are excited by possibility.
CHALLENGES RISK TAKERS MAY COME ACROSS:
being impatient and impulsive.
HOW RISK TAKERS MAKE MONEY DECISIONS:
HOW RISK TAKERS MAKE LIFE DECISIONS:
they see potential.
RISK TAKER OVERVIEW:
As a Risk Taker, you are decisive with your money. You are quick to spend when you’re able to see potential and the possibilities that lie ahead. Additionally, you don’t get bogged down in details that might hold you back from new ventures.
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A SECONDARY RISK TAKER PERSONALITY.
Being a Flyer/Risk Taker allows you to be consistent in your money making decisions. One side of your brain is saying “Relationship, Relationship, Relationship,”and the other side of your brain is saying “Risk, Risk, Risk.” You are not alone. There are many people who have this same Money Personality combination.
Here is a scenario you may come up against:
Your business colleagues call a meeting and share their vision of a new direction your company could go. Your Flyer is pumped that they pulled you into the idea and wanted your input, “Woo hoo! I am in with these guys!” As they were talking and revealing their ideas, your Risk Taker kicked in and was enamored by the exciting new direction. There was no Money Personality conflict for you. Not only did you enjoy the relationship building that occurred, but the idea they had sounded great as well. You were ready to jump in!
Your Core Characteristics
Basically content with your life: A Flyer could be dirt poor and not be bothered. As long as a Flyer is making their own decisions, they’re happy.
Big on relationships: Relationships and connections are pretty much the largest area in their lives.
Happy to let others take care of their finances: This can come in handy if your significant other has a different money personality.
Not motivated by money: Flying by the seat of their pants, Flyers live the life they want.
RISK TAKER SIDE:
Big picture person: Risk Takers aren’t hung up on the details of a plan per say, but more so the “how” of an idea. Once they get a lead on something, they move fast to close.
Love finding the next adventure: No idea is too far out there; no risk is too big. Their sense of adventure takes over and they want in.
Get excited about possibility: They get more excited about the idea of something rather than the thing itself.
Listen to your gut: Risk Takers trust intuition more than conventional wisdom or financial experts. If a deal doesn’t feel right, they won’t do it.
Aren’t afraid to make decisions: Risk Takers don’t mess around when it comes to money. They make a decision and make it quickly. That can be an important bonus when decisions are on a quick moving timeline.
Reactionary: Due to not looking at/paying attention to their finances, when they finally do, Flyers often make decisions based on fear.
Lacking the skills needed to solve money problems: When money problems occur, the Flyer wants to find a solution. However, the lack of knowledge is a hindrance.
Disorganized: Flyers aren’t always disorganized, but when it comes to money… they typically are.
RISK TAKER SIDE:
Blinded by possibility: When a Risk Taker grabs a hold of an idea, reason has left the building. With it goes concern for other people’s feelings, attention to detail, and long-range planning.
Easily resented: Because of the quick movement of the Risk Taker, there’s plenty of room for things to go away. If their partner feels like they have been left out of a big decision, resentment can start setting in.
Impatient: The Risk Taker can feel lose patience with people who don’t sign onto their big ideas as quickly as they’d like. Risk Takers sometimes make decisions without consulting the people those decisions affect the most.
Insensitive: They hate feeling hemmed in by other people, so rather than work for compromise, they charge ahead and deal with the relational fallout later.
In A Relationship
Flyers can make great spouses because they’re fairly easygoing about money issues. They aren’t going to be controlling or uptight about finances. The challenge for Flyers is to stay involved and invested in the family financial picture.
A Risk Taker can be a great spouse because they are always thinking about the future. The challenge for the Risk Taker is to keep their spouse involved in the risk-taking decisions and to be willing to say no to a deal.