You’re a risk taker, flyer
Primary Personality
RISKY RICKY
Just like Ricky, your child’s primary Money Personality is Risk-Taker! Risk-Takers love new ideas! You may notice your child constantly brainstorming about what they can do next. This may come across as being easily distracted, but it’s just their Risk-Taker side seeking the next adventure! They make decisions quickly and don’t factor in the cost or possibility of failure. They just GO FOR IT!
Ricky is a daredevil in the making! His dream is to be Hollywood’s next great stuntman, like Jackie Chan and Bruce Lee. He loves taking risks and making daring feats. Whenever he gets money, he likes to spend it on what looks like the fastest and fanciest racing bikes, regardless of their quality. Sometimes his purchases work out….and sometimes they don’t. Ricky always tries again but he’s tired of not seeing a return of his money. To make sure Ricky chooses his next bike wisely, his big sister is going to help him do some research on the ones that catch his eye so he can make a wiser decision.
FRANCINE FLYER
Your child’s secondary Money Personality is Flyer! Flyers love going with the flow! You may notice that your child isn’t too concerned about their money or what happens to it. They prefer to “fly by the seat of their pants” when it comes to handling their money and may even ask you to hold onto it for them. Flyers don’t really plan for their money, they just focus on what kind of happiness that money can buy.
Francine is easy-going and carefree. She prefers to go with the flow in all aspects of her life, rather than sitting and making plans. She gives any money she receives to her dad for safekeeping and mostly sticks to her own routines.
She doesn’t think about money much but rather on how the things money can buy make her feel. Does the ice cream cone she gets after handing the cashier her money make her happy? Then that’s what Francine is all about!
However, not thinking about her money often makes Francine forget how much she has and how much she needs to be able to buy things. To help keep her on track, Francine’s dad is going to teach her how money works and what she can do with it. This way Francine can still do what makes her happy but have a backup plan too.
RISKY RICKY
FRANCINE FLYER
A Friendship is born…
Ricky has a confident way of thinking. He has fun riding his bike around the neighborhood and practicing some of his tricks to show off to his friend, Francine Flyer. Francine loves hanging out with Ricky because their personalities match well. Francine has a relaxed and easy-going personality, while Ricky tends to jump on some crazy financial deals in order to gain from them in the future. Francine saw that Ricky was always waiting on the next big spend, and reminded him profiting isn’t the only way to spend your money. It’s okay to spend on fun times with your friends. On the flip side, Ricky shared with Francine that it can be a good thing to monitor your money and take risks in order to earn more money. They both lean on each other in order to broaden their money habits.
Help grow your child’s financial brain
- 1Sit down with your child and talk to them about wants and needs. Explain that needs are the priority and their wants can be saved for!
- 2Give your kids an allowance of some sort! It will help them grasp how to save, spend, and share their money.
- 3Allow them freedom with their money, but do give them some tips. We want to let them have their own money personality and not feel bad about it, but learning aspects of other types will help later on in life.
