you’re a…
RISK TAKER
FLYER
Congratulations,
ON TAKING THE FIRST STEP TOWARD UNDERSTANDING YOUR RELATIONSHIP WITH MONEY.
You are about to discover the best version of yourself through the science of Money Personalities. Our research proves that when you discover, understand, and develop the strengths of your two Money Personalities, the effect on you and your relationships is transformational.
When you lead with your Risk Taker/Flyer Model you are able to have more impact, self assurance, and confidence.
The key is to not change who you are, but rather to accept it, love it, and grow with it! Again, welcome. Let’s dive into learning how to be the best you, that you can be!
NOW LET’S PIECE EM’ TOGETHER
YOUR RESULTS
RTFL
CORE WORDS
SPONTENAITY
RELATIONSHIPS
FLYER
SPENDER
RISK TAKER
SAVER
SECURITY SEEKER
You’re Primarily A Risk Taker
AS A RISK TAKER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “NOTHING VENTURED, NOTHING GAINED.” YOU MAKE THINGS HAPPEN BY MOVING ON TO THE NEXT BIG THING AND ARE OFTEN ADVENTUROUS.
For the Risk Taker, the thrill of jumping into a financial challenge doesn’t just come from a huge payout on an investment; it comes from taking the risk in the first place. Even if they never hit it big, Risk Takers never give up on following that rush they get from trying out a new idea, even if it costs them everything. It’s just how they are wired.
AS A RISK TAKER:
You are excited by possibility.
CHALLENGES RISK TAKERS MAY COME ACROSS:
Being impatient and impulsive.
HOW RISK TAKERS MAKE MONEY DECISIONS:
Being decisive.
HOW RISK TAKERS MAKE LIFE DECISIONS:
Seeing potential.
RISK TAKER OVERVIEW:
Decisive with your money. You are quick to spend when you can see potential and the possibilities that lie ahead. Additionally, you don’t get held down by the details that might hold you back from new ventures.
- 11%
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A PRIMARY RISK TAKER PERSONALITY.
Your Secondary Is FLYER
AS A FLYER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “KEEP IT SIMPLE.”
The Flyer is perhaps the most unusual of the personalities, in that the personality has very little to do with money. Flyers don’t think about money – at all. They’re not anxious about it, they’re not consumed by it. They have absolutely no emotional response to it.
AS A FLYER:
You are happy to step back and let someone else manage your money.
CHALLENGES FLYERS MAY COME ACROSS:
You are poor at planning and can be reactionary to events.
HOW FLYERS MAKE MONEY DECISIONS:
You focus on what is going to benefit the relationship. The expense doesn’t matter as long as it builds up the relationship.
HOW FLYERS MAKE LIFE DECISIONS:
You are largely content with what you have, so you aren’t swayed by the thrill of the spend, but rather what you get out of it.
FLYER OVERVIEW:
You are focused on relationships more than money. You make money and use it, but you don’t think about it much at the end of the day.
Flyer Tip: Try signing up for a budget management service, like Simplifi by Quicken. This will help you work to keep better track of your money, but with minimal effort involved.
- 5%
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A SECONDARY FLYER PERSONALITY.
Your Combination
Being a Risk Taker/Flyer allows you to be consistent in your money making decisions. One side of your brain is saying “Risk, Risk, Risk” and the other side of your brain is saying “Relationship, Relationship, Relationship.” You are not alone. There are many people who have this same Money Personality combination.
Here is a scenario you may come up against:
Let’s say your buddy Steve calls you and says, “Let’s go rock climbing.” Your Risk Taker thinks, “I have never gone rock climbing, but why not?!” Before you can even breathe you say, “Let’s do it!” You hang up the phone and your Flyer Money Personality sets in. “This is going to be great! I haven’t hung out with Steve for awhile. Sure we’re going to rock climb but hanging out with him is the best part. I don’t care about the costs to rock climb. It’s time with Steve that matters.” There is no clash with your Money Personalities at all. Your Risk Taker says, “Let’s rock climb!” and your Flyer is so pumped to spend time with Steve.
Your Core Characteristics
STRENGTHS
RISK TAKER SIDE:
Are a big picture person: Risk Takers aren’t hung up on the details of a plan, but more so the “how” of an idea. Once they get a lead on something, they move fast to close.
Love finding the next adventure: No idea is too far out there; no risk is too big. Their sense of adventure takes over and they want in.
Get excited about possibility: They get more excited about the idea of something rather than the thing itself.
Listen to your gut: Risk Takers trust intuition more than conventional wisdom or financial experts. If a deal doesn’t feel right, they won’t do it.
Aren’t afraid to make decisions: Risk Takers don’t mess around when it comes to money. They make a decision and make it quickly. That can be an important bonus when decisions are on a quick moving timeline.
FLYER SIDE:
Basically content with your life: A Flyer could be dirt poor and not be bothered. As long as a Flyer is making their own decisions, they are happy regardless.
Big on relationships: Relationships and connections are the largest and most significant area in their lives.
Happy to let someone else take care of their finances: This can come in handy if your significant other has a different money personality.
Not motivated by money: Flying by the seat of their pants, Flyers live the life they want.
WEAKNESSES
RISK TAKER SIDE:
Blinded by possibility: When a Risk Taker grabs a hold of an idea, reason has left the building. With it goes concern for other people’s feelings, attention to detail, and long-range planning.
Easily Resented: Because of the quick movement of the Risk Taker, it can leave plenty of room for things to go awry. If their partner feels like they have been left out of a big decision, resentment can start weaseling in.
Impatient: The Risk Taker can lose patience with people who don’t sign onto their big ideas as quickly as they’d like. Risk Takers sometimes make decisions without consulting the people who will be affected the most.
Insensitive: They hate feeling hemmed in by other people, so rather than work for compromise, they charge ahead and deal with the relational fallout later.
FLYER SIDE:
Reactionary: Due to not looking at/paying attention to their finances, when they finally do, they often make decisions based on fear rather than good advice.
Lacking the skills needed to solve money problems: When money problems occur, the Flyer wants to find a solution. However, the lack of knowledge is a hindrance.
Disorganized: Flyers aren’t always disorganized, but when it comes to money… they usually are.
In A Relationship
A Risk Taker can be a great spouse because they are always thinking about the future. The challenge for the Risk Taker is to keep their spouse involved in the risk-taking decisions, and to be willing to say no to a deal.
Flyers can make great spouses because they are fairly easygoing about money issues. They aren’t going to be controlling or uptight about finances. The challenge for Flyers is to stay involved and invested in the family financial picture.
