you’re a…
RISK TAKER
SECURITY SEEKER
Congratulations,
ON TAKING THE FIRST STEP TOWARD UNDERSTANDING
YOUR RELATIONSHIP WITH MONEY.
You are about to discover the best version of yourself through the science of Money Personalities. Our research proves that when you discover, understand, and develop the strengths of your two Money Personalities, the effect on you and your relationships is transformational.
When you lead with your Risk Taker/Security Seeker Model you are able to have more impact, self assurance, and confidence.
The key is to not change who you are, but rather to accept it, love it, and grow with it! Again, welcome. Let’s dive into learning how to be the best you, that you can be!
NOW LET’S PIECE EM’ TOGETHER
YOUR RESULTS
RTSS
CORE WORDS
SPONTANEITY
PREPARED
FLYER
SPENDER
RISK TAKER
SAVER
SECURITY SEEKER
You’re Primarily A Risk Taker
AS A RISK TAKER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “NOTHING VENTURED, NOTHING GAINED.” YOU MAKE THINGS HAPPEN BY MOVING ON TO THE NEXT BIG THING AND ARE OFTEN ADVENTUROUS.
For the Risk Taker, the thrill of jumping into a financial challenge doesn’t just come from a huge payout on an investment; it comes from taking the risk in the first place. Even if they never hit it big, Risk Takers never give up on following that rush they get from trying out a new idea, even if it costs them everything. It’s just how they are wired.
AS A RISK TAKER:
You are excited by possibility.
CHALLENGES RISK TAKERS MAY COME ACROSS:
Being impatient and impulsive.
HOW RISK TAKERS MAKE MONEY DECISIONS:
Being decisive.
HOW RISK TAKERS MAKE LIFE DECISIONS:
Seeing potential.
RISK TAKER OVERVIEW:
Decisive with your money. You are quick to spend when you can see potential and the possibilities that lie ahead. Additionally, you don’t get bogged down in details that might hold you back from new ventures.
- 11%
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A PRIMARY RISK TAKER PERSONALITY.
Your Secondary Is Security Seeker
AS A SECURITY SEEKER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “BETTER SAFE THAN SORRY.” YOU MAKE THINGS HAPPEN BY PLANNING FOR THE FUTURE AND YOU ARE OFTEN WELL-PREPARED.
Security Seekers like to know the future is settled and safe. They are all about planning, consistency, and clear expectations. They love a sense of order and predictability.
AS A SECURITY SEEKER:
Investigate things thoroughly.
CHALLENGES SECURITY SEEKERS MAY COME ACROSS:
Fear blinding you to potential.
HOW SECURITY SEEKERS MAKE MONEY DECISIONS:
Being trustworthy with your finances.
HOW SECURITY SEEKERS MAKE LIFE DECISIONS:
Confirming there is a plan to spend the money wisely.
SECURITY SEEKER OVERVIEW:
Like to investigate your spending options thoroughly and need to know the money is spent wisely. Additionally, you sacrifice today to put money away for tomorrow.
- 32%
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A SECONDARY SECURITY SEEKER PERSONALITY.
Your Combination
Being a Risk Taker/Security Seeker can be tough. You have frequent internal money conflict. One side of your brain is saying “Risk, Risk, Risk,” and the other side of your brain is saying “Security, Security, Security.” You are not alone. There are many people who have this same Money Personality combination.
Here is a scenario you may come up against:
Let’s say your mom’s birthday is coming up and you venture out to get her a present. Your Risk Taker is so excited to go out and find the greatest, most unique gift she has ever received – the crazier the better. You find a beautiful vase, one you’ve never seen anything like. You walk up to the register to purchase the vase and your Security Seeker Money Personality chimes in with, “Well, does she need this vase? I don’t know if she ever gets flowers.” Here’s where the clash comes in: On one hand, your Risk Taker says, “Get the most unique gift you can find.” On the other, your Security Seeker begins second-guessing your decision.
YOU HAVE AN
OPPOSITE DYNAMIC
But, what is that? An Opposite Dynamic is the internal conflict so many of us face when our two Money Personalities CLASH.
THE MONEY PERSONALITIES ARE SPLIT INTO TWO CLASSIFICATIONS:
METHODICAL
Make serious money decisons, often have anxiety over purchases, and see money as the end itself (not a means to an end).
SAVER
SECURITY SEEKER
FEARLESS
More likely to make impulsive money decisions, don’t often have anxiety over spending, and view money as a means to an end.
SPENDER
RISK TAKER
FLYER
Your Core Characteristics
STRENGTHS
RISK TAKER SIDE:
Big picture person: Risk Takers aren’t hung up on the details of a plan, but more so the “how” of an idea. Once they get a lead on something, they move fast to close.
Love finding the next adventure: No idea is too far out there; no risk is too big. Their sense of adventure takes over and they want in.
Get excited about possibility: They get more excited about the idea of something rather than the thing itself.
Listen to your gut: Risk Takers trust intuition more than conventional wisdom or financial experts. If a deal doesn’t feel right, they won’t do it.
Aren’t afraid to make decisions: Risk Takers don’t mess around when it comes to money. They make a decision and make it quickly. That can be an important bonus when decisions are on a quick moving timeline.
SECURITY SEEKER SIDE:
An Investigator: A Security Seeker would never invest in a piece of property they haven’t seen. In fact, a Security Seeker wouldn’t need to just see the property; they’d need to have the soil tested for toxicity, look into all the zoning restrictions, and get a detailed prospectus from the developer and a resume from every other investor.
Trustworthy: Security Seekers rarely put their futures on the line. That means they aren’t likely to spend this month’s mortgage on a car, or tap into their college fund to join a multilevel marketing company.
Willing to sacrifice: A Security Seeker would rather do without tomorrow. Security Seekers won’t spend money until they know they have enough to pay bills, contribute to their retirement, and cover any other obligations they’ve set up.
Prepared for anything: Security Seekers are never caught without a plan. They rarely end up in a crisis (at least not a real one – even that 5% stock market dip can feel like a crisis to the Security Seeker), which means the rest of the family can breathe a little easier.
WEAKNESSES
RISK TAKER SIDE:
Blinded by possibility: When a Risk Taker grabs a hold of an idea, reason has left the building. With it goes concern for other people’s feelings, attention to detail, and long-range planning.
Easily resented: Because of the quick movement of the Risk Taker, it can leave plenty of room for things to go awry. If their partner feels like they have been left out of a big decision, resentment can start setting in.
Impatient: The Risk Taker can lose patience with people who don’t sign onto their big ideas as quickly as they’d like. Risk Takers sometimes make decisions without consulting the people who will be affected the most.
Insensitive: They hate feeling hemmed in by other people, so rather than work for compromise, they charge ahead and deal with the relational fallout later.
SECURITY SEEKER SIDE:
Be overly negative: Security Seekers get nervous about risk, so they often say no to every idea that comes along. The Security Seeker can become controlling, using this veto power to keep their spouse from exploring their own dream.
Get stuck in a research rut: We call this tendency “paralysis by analysis.” In other words, Security Seekers can get so caught up in avoiding buyer’s remorse or making sure an opportunity is foolproof that they never act.
Stifle creativity: This challenge doesn’t just affect other people in the Security Seeker’s life; it affects the Security Seeker, too. Over time, that need for security can be so all-consuming that they stop looking at the possibilities and stick with certainties – and that can be a very subtle form of control.
In A Relationship
A Risk Taker can be a great spouse because they are always thinking about the future. The challenge for the Risk Taker is to keep their spouse involved in the risk-taking decisions, and to be willing to say no to a deal.
The Security Seeker can be a great spouse because their careful planning and steady approach to money can help couples avoid disaster. The challenge for the Security Seeker is to resist making decisions out of fear, and to know how much financial security is enough.
