ON TAKING THE FIRST STEP TOWARD UNDERSTANDING YOUR RELATIONSHIP WITH MONEY.
You are about to discover the best version of yourself through the science of Money Personalities. Our research proves that when you discover, understand, and develop the strengths of your two Money Personalities, the effect on you and your relationships is transformational.
When you lead with your Security Seeker/Saver Model you are able to have more impact, self assurance, and confidence.
The key is to not change who you are, but rather to accept it, love it, and grow with it! Again, welcome. Let’s dive into learning how to be the best you, that you can be!
NOW LET’S PIECE EM’ TOGETHER
YOU’RE PRIMARILY A SECURITY SEEKER
AS A SECURITY SEEKER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “BETTER SAFE THAN SORRY.” YOU MAKE THINGS HAPPEN BY PLANNING FOR THE FUTURE AND YOU ARE OFTEN WELL-PREPARED.
Security Seekers like to know the future is settled and safe. They are all about planning, consistency, and clear expectations. They love a sense of order and predictability.
AS A SECURITY SEEKER:
You investigate things thoroughly.
CHALLENGES SECURITY SEEKERS MAY COME ACROSS:
Fear blinding you to potential benefits.
HOW SECURITY SEEKERS MAKE MONEY DECISIONS:
By being trustworthy with your finances.
HOW SECURITY SEEKERS MAKE LIFE DECISIONS:
By confirming there is a plan to spend the money wisely.
SECURITY SEEKER OVERVIEW:
As a Security Seeker, you like to investigate your spending options thoroughly and need to know the money is spent wisely. Additionally, you sacrifice today to put money away for tomorrow.
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT A PRIMARY SECURITY SEEKER PERSONALITY.
Your Secondary Is Saver
AS A SAVER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “A PENNY SAVED IS A PENNY EARNED.” YOU MAKE THINGS HAPPEN BY GETTING THE BEST DEAL AND YOU CAN OFTEN BE THRIFTY.
A challenge is for Savers: to see money as a means to an end, not the end itself.
Savers rarely spend impulsively. They’ll search far and wide on the internet for deals, figure out how to save money on a vacation, and make sure they have the money in hand before making a purchase. They avoid credit card debt like the plague. Savers hate paying interest or accruing debt. They want every bill PAID OFF.
AS A SAVER:
You are trustworthy and organized with your money.
CHALLENGES SAVERS MAY COME ACROSS:
You can obsess over money.
HOW SAVERS MAKE MONEY DECISIONS:
By rarely spending compulsively.
HOW SAVERS MAKE LIFE DECISIONS:
By searching for a good deal.
As a Saver, you are very careful with your money. You don’t like to part with it unless it is absolutely necessary or when a sale is involved. Additionally, you enjoy finding discounts for your friends and family.
When it comes to finding good deals, the Honey app offers great coupons and discounts to help you SAVE. try it for free today!
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A SECONDARY SAVER PERSONALITY.
Being a Security Seeker/Saver allows you to be consistent in your money-making decisions. One side of your brain is saying “Spend, Spend, Spend,” and the other side of your brain is saying “Save, Save, Save.” You’re not alone. There are many people who have this same Money Personality combination.
Here’s a scenario you may come up against:
Let’s say you blow out a tire on the freeway. This scared you! You get your spare tire put on while thinking,“ I have got to get a new tire tomorrow.” You arrive at the store and your Security Seeker looks around and spots a tire with a 70,000 mile warranty. You think, “Woo hoo! There’s no way this tire will blow out! It is going to last a while into the future.” Then your Saver pipes in and says, “Oh, but I need to get a good deal. I wonder what kind of discount I could get if I found a coupon on my phone.” There is no clash in your brain. On one hand, you want a good durable tire that will last a long time to give you Security, while on the other, it also needs to be a good deal, which is your Secondary Saver talking.
Your Core Characteristics
SECURITY SEEKER SIDE:
An Investigator: A Security Seeker would never invest in a piece of property they’ve never seen virtually or in person. In fact, a Security Seeker wouldn’t need to just see the property; they’d need to have the soil tested for toxicity, look into all the zoning restrictions, and get a detailed prospectus from the developer and a resume from every other investor.
Trustworthy: Security Seekers rarely put their futures on the line. That means they aren’t likely to spend this month’s mortgage on a car, or tap into their college fund to join a multilevel marketing company.
Willing to sacrifice: A Security Seeker would rather do without tomorrow. Security Seekers won’t spend money until they know they’ve got enough to pay bills, contribute to their retirement, and cover any other obligations they’ve set up.
Prepared for anything: Security Seekers are never caught without a plan. The Security Seeker rarely ends up in a crisis (at least not real ones – that 5% stock market dip can feel like a crisis to the Security Seeker), which means the rest of the family can rest a little easier.
Get a genuine rush from saving money: It’s a source of pride: getting something you wanted, for less than it’s worth.
Are organized, responsible, and trustworthy when it comes to finance: For the most part, a Saver won’t spontaneously throw money at things.
Rarely spend impulsively: Research. Research. Research. Savers like to plan and have a whole picture put together before spending any money.
Avoid credit card debt like it’s the plague: Savers hate paying interest and accruing debt. They want to pay off all bills right away.
SECURITY SEEKER SIDE:
Be overly negative: Security Seekers get nervous about risk, so they often say no to every idea that comes along. The Security Seeker can become controlling, using this veto power to keep their spouse from exploring their own dream.
Get stuck in a research rut: We call this tendency “paralysis by analysis.” In other words, Security Seekers can get so caught up in avoiding buyer’s remorse or making sure an opportunity is foolproof that they never act.
Stifle creativity: This challenge doesn’t just affect other people in the Security Seeker’s life; it affects the Security Seeker, too. Over time, that need for security can be so all- consuming that they stop looking at the possibilities and stick with certainties – and that can be a very subtle form of control.
Joy stealer: A Saver’s resistance to spending money can suck the fun out of everything.
Overly focused on financial goals: Going hand in hand with joy stealing, sometimes Savers have such firm financial goals that it’s hard for them to let loose and enjoy life for what it is.
Cheap: It’s hard to part with money if you’re a Saver, and you can come off as cheap or even selfish.
In A Relationship
The Security Seeker can be a great spouse because their careful planning and steady approach to money can help couples avoid disaster. The challenge for the Security Seeker is to resist making decisions out of fear, and to know how much financial security is enough.
Savers can be great partners because they are careful about spending and usually spend wisely. The challenge is for them to see money as a means to an end, not the end itself.