ON TAKING THE FIRST STEP TOWARD UNDERSTANDING YOUR RELATIONSHIP WITH MONEY.
You are about to discover your best self through the science of your Money Personalities. Our research proves that when you discover, understand, and develop the strengths of your two Money Personalities, the effect on you and your relationships is transformational.
When you lead with your Spender/Flyer Model you are able to have more impact, self assurance, and confidence.
The key is to not change who you are, but rather to accept it, love it, and grow it! Again, welcome. Let’s dive into learning how to be the best you, that you can be!
NOW LET’S PIECE EM’ TOGETHER
You’re Primarily A Spender
AS A SPENDER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “USE IT OR LOSE IT.” YOU MAKE THINGS HAPPEN BY SPENDING ON YOURSELF AND OTHERS AND ARE OFTEN GENEROUS.
Spenders are carefree with their money. They aren’t concerned about how much money they spend or who they spend it on. They aren’t necessarily rich – we know spenders who can do some serious damage shopping at the dollar store. Spenders just like spending.
AS A SPENDER:
A person who gets a thrill from a purchase, whether it’s for themselves or others.
CHALLENGES SPENDERS MAY COME ACROSS:
You’re not worried about getting a good deal.
HOW SPENDERS MAKE MONEY DECISIONS:
Acting quickly on a purchase.
HOW SPENDERS MAKE LIFE DECISIONS:
Being carefree and loving to take care of others.
Ready to move quickly on a purchase.
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A PRIMARY SPENDER PERSONALITY.
Your Secondary Is FLYER
AS A FLYER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “KEEP IT SIMPLE.”
The Flyer is perhaps the most unusual of the personalities, in that the personality has very little to do with money. Flyers don’t think about money – at all. They’re not anxious about it, they’re not consumed by it. They have absolutely no emotional response to it.
AS A FLYER:
You are happy to step back and let someone else manage your money.
CHALLENGES FLYERS MAY COME ACROSS:
You are poor at planning and can be reactionary.
HOW FLYERS MAKE MONEY DECISIONS:
You focus on what is going to benefit the relationship. The expense doesn’t matter as long as it builds up the relationship.
HOW FLYERS MAKE LIFE DECISIONS:
You are largely content with what you have, so you aren’t swayed by the thrill of the spend, but rather what you get out of it.
You are focused on relationships more than money. You make money and use it, but you don’t think about it much at the end of the day.
Flyer Tip: Try signing up for a budget management service, like Simplifi by Quicken. This will help you work to keep better track of your money, but with minimal effort involved!
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A SECONDARY FLYER PERSONALITY.
Being a Spender/Flyer allows you to be consistent in your money making decisions. One side of your brain is saying “Spend, Spend, Spend,” and the other side of your brain is saying “Relationship, Relationship, Relationship.” You are not alone. There are many other people who have this same Money Personality combination. Here is a scenario you may come up against:
Let’s say you find out that your friend’s washer and dryer went out, and they are going to have to save before getting a new one. Your Spender Money Personality’s first thought is, “Well I have to get them a new one. They can’t live without one.” Then your Flyer Money Personality pops in and says “I can’t wait to see their face when this new washer and dryer get to their doorstep!” There is no clash between your two Money Personalities. It’s all about the giving (Spender) and relationship-building to bring joy (Flyer).
Your Core Characteristics
Live in the moment: Focused on the now, and willing to spend to make life a blast!
Love to buy things for other people: Receive joy from helping others and giving gifts.
Get a thrill from the purchase: Price doesn’t matter. It’s the pure fun of buying that drives the Spender.
Basically content with your life: A Flyer could be dirt poor and not be bothered. As long as a Flyer is making their own decisions, they are happy.
Big on relationships: Relationships and connections are the largest and most significant area in their lives.
Happy to let someone else take care of their finances: This can come in handy if your significant other has a different money personality.
Not motivated by money: Flying by the seat of their pants, Flyers live the life they want.
Impractical: Most impulsive buyers. No list = No limits. Research isn’t a priority: if it’s there and spenders want it, they’re getting it.
Non communicative: Since Spenders don’t think much on purchases, this leads to lack of communication through big purchases. Can come across secretive/sneaky.
Filled with regret: Sometimes Spenders get so carried away with the thrill that they forget about the actual money aspect.
A budget breaker: There can be great intention behind creating a budget, but ultimately, they find it hard to stick to.
Reactionary: Due to not looking at or paying attention to their finances, when they finally do, they often make decisions based on fear – not good advice.
Lacking the skills needed to solve money problems When money problems occur, the Flyer wants to find a solution. However, the lack of knowledge is a hindrance.
Disorganized: Flyers aren’t always disorganized, but when it comes to money… they are.
In A Relationship
A Spender can be a great partner because they’ll never let finances get in the way of truly living life to its fullest. The challenge for the Spender is to respect the money expectations of their spouse, especially if they are a saver.
Flyers can make great spouses because they are fairly easygoing about money issues. They aren’t going to be controlling or uptight about finances. The challenge for Flyers is to stay involved and invested in the family financial picture.