ON TAKING THE FIRST STEP TOWARD UNDERSTANDING YOUR RELATIONSHIP WITH MONEY.
You are about to discover the best version of yourself through the science of Money Personalities. Our research proves that when you discover, understand, and develop the strengths of your two Money Personalities, the effect on you and your relationships is transformational.
When you lead with your Spender/Security Seeker Model you are able to have more impact, self assurance, and confidence.
The key is to not change who you are, but rather to accept it, love it, and grow it! Again, welcome. Let’s dive into learning how to be the best you, that you can be!
NOW LET’S PIECE EM’ TOGETHER
You’re Primarily A Spender
AS A SPENDER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “USE IT OR LOSE IT.” YOU MAKE THINGS HAPPEN BY SPENDING ON YOURSELF AND OTHERS AND ARE OFTEN GENEROUS.
Spenders are carefree with their money. They aren’t concerned about how much money they spend or who they spend it on. They aren’t necessarily rich – we know spenders who can do some serious damage shopping at the dollar store. Spenders just like spending in general.
AS A SPENDER:
A person who gets a thrill from a purchase whether it is for themselves or others.
CHALLENGES SPENDERS MAY COME ACROSS:
You’re not worried about getting a good deal.
HOW SPENDERS MAKE MONEY DECISIONS:
By acting quickly on a purchase.
HOW SPENDERS MAKE LIFE DECISIONS:
By being carefree and loving to take care of others.
Ready to move quickly on a purchase.
Spender Tip: Next time you shop, try checking for coupons on an app or service like. They offer thousands of discounts across many stores. Best of all, it’s completely free!
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A PRIMARY SPENDER PERSONALITY.
Your Secondary Is security seeker
AS A SECURITY SEEKER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “BETTER SAFE THAN SORRY.” YOU MAKE THINGS HAPPEN BY PLANNING FOR THE FUTURE AND YOU ARE OFTEN WELL-PREPARED.
Security Seekers like to know the future is settled and safe. They are all about planning, consistency, and clear expectations. They love a sense of order and predictability.
AS A SECURITY SEEKER:
You investigate things thoroughly.
CHALLENGES SECURITY SEEKERS MAY COME ACROSS:
Fear blinding you to potential benefits.
HOW SECURITY SEEKERS MAKE MONEY DECISIONS:
By being trustworthy with your finances.
HOW SECURITY SEEKERS MAKE LIFE DECISIONS:
By confirming there is a plan to spend the money wisely.
SECURITY SEEKER OVERVIEW:
You like to investigate your spending options thoroughly and need to know the money is spent wisely. Additionally, you sacrifice today to put money away for tomorrow.
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A SECONDARY SECURITY SEEKER PERSONALITY.
Being a Spender/Security Seeker can be tough. You have frequent internal money conflicts. One side of your brain is saying “Spend, Spend, Spend,” and the other side of your brain is saying “Security, Security, Security.” You are not alone. There are many people who have this same Money Personality combination.
Here is a scenario you may come up against:
Let’s say you go to the store to get a new set of surround-sound speakers for your brand new TV. Your Spender Money Personality’s first thought is, “This is going to rock. After all, this great TV deserves a new set of speakers.” What started off as speakers turns into a whole new sound system. “Who cares,” you say, “I need this system.” Your Security Seeker pops in and says, “Uh Oh! I was planning on going skiing next season. What about the new dishwasher I need to get?” Here’s where the clash comes in. At first, you are willing to go out and spend the money for a new surround sound system (SPENDER). Then your Security Seeker takes over, and buyers remorse sets in.
YOU HAVE AN
But, what is that? An Opposite Dynamic is the internal conflict so many of us face when our two Money Personalities CLASH.
THE MONEY PERSONALITIES ARE SPLIT INTO TWO CLASSIFICATIONS:
Make serious money decisons, often have anxiety over purchases, and see money as the end itself (not a means to an end).
More likely to make impulsive money decisions, don’t often have anxiety over spending, and view money as a means to an end.
Your Core Characteristics
Live in the moment: Focused on the now, and willing to spend to make life a blast!
Love to buy things for other people: Receive joy from helping others and giving gifts.
Get a thrill from the purchase: Price doesn’t matter. It is the pure fun of buying that drives the Spender.
SECURITY SEEKER SIDE:
An investigator: A Security Seeker would never invest in a piece of property they’ve never seen virtually or in person. In fact, a Security Seeker wouldn’t need to just see the property; they’d need to have the soil tested for toxicity, look into all the zoning restrictions, and get a detailed prospectus from the developer and a resume from every other investor.
Trustworthy: Security Seekers rarely put their futures on the line. That means they aren’t likely to spend this month’s mortgage on a car, or tap into their college fund to join a multilevel marketing company.
Willing to sacrifice: A Security Seeker would rather do without tomorrow. Security Seekers won’t spend money until they know they have enough to pay bills, contribute to their retirement, and cover any other obligations they’ve set up.
Prepared for anything: Security Seekers are never caught without a plan. They rarely end up in a crisis (at least not real ones, that 5% stock market dip can feel like a crisis to the Security Seeker), which means the rest of the family can rest a little easier.
Impractical: Most impulsive buyers. No list = No limits. Research isn’t a priority: if it’s there and Spenders want it, they’re getting it.
Non communicative: Since Spenders don’t think much on purchases, this leads to lack of communication through big purchases. Can come across as secretive/sneaky.
Filled with regret: Sometimes Spenders get so carried away with the thrill that they forget about the actual money aspect.
A budget breaker: There can be great intention behind creating a budget, but
ultimately, they find it hard to stick to.
SECURITY SEEKER SIDE:
Be overly negative: Security Seekers get nervous about risk, so they often say no to every idea that comes along. The Security Seeker can become controlling, using this veto power to keep their spouse from exploring their own dream.
Get stuck in a research rut: We call this tendency “paralysis by analysis.” In other words, Security Seekers can get so caught up in avoiding buyer’s remorse or making sure an opportunity is foolproof that they never act.
Stifle creativity: This challenge doesn’t just affect other people in the Security Seeker’s life; it affects the Security Seeker, too. Over time, that need for security can be so all- consuming that they stop looking at the possibilities and stick with certainties – and that can be a very subtle form of control.
In A Relationship
A Spender can be a great partner because they’ll never let finances get in the way of truly living life to the fullest. The challenge for the Spender is to respect the money expectations of their spouse, especially if they are a saver.
The Security Seeker can be a great spouse because their careful planning and steady approach to money can help couples avoid disaster. The challenge for the Security Seeker is to resist making decisions out of fear, and to know how much financial security is enough.