ON TAKING THE FIRST STEP TOWARD UNDERSTANDING YOUR RELATIONSHIP WITH MONEY.
You are about to discover your best self through the science of your Money Personalities. Our research proves that when you discover, understand, and develop the strengths of your two Money Personalities, the effect on you and your relationships is transformational.
When you lead with your Flyer/Saver Model you are able to have more impact, self assurance, and confidence.
The key is to not change who you are, but rather to accept it, love it, and grow it! Again, welcome. Let’s dive into learning how to be the best you, that you can be!
NOW LET’S PIECE EM’ TOGETHER
You’re Primarily A Flyer
AS A FLYER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED BY “KEEP IT SIMPLE.”
The Flyer is perhaps the most unusual of the personalities, in that the personality has very little to do with money. Flyers don’t think about money – at all. They’re not anxious about it, they’re not consumed by it. They have absolutely no emotional response to it.
AS A FLYER:
You are happy to step back and let someone else manage your money.
CHALLENGES FLYERS MAY COME ACROSS:
You are poor at planning and are reactionary.
HOW FLYERS MAKE MONEY DECISIONS:
You focus on what is going to benefit the relationship. The expense doesn’t matter as long as it builds up the relationship.
HOW FLYERS MAKE LIFE DECISIONS:
You are largely content with what you have, so you aren’t swayed by the thrill of the spend, but rather what you get out of it.
AS A FLYER YOU ARE:
You are focused on relationships more than money. You make money and use it, but you don’t think about it much at the end of the day.
Flyer Tip: Try signing up for a budget management service, like Simplifi by Quicken. This will help you work to keep better track of your money, but with minimal effort involved!
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A PRIMARY FLYER PERSONALITY.
Your Secondary Is Saver
AS A SAVER, YOUR OUTLOOK ON LIFE CAN BE SUMMARIZED AS “USE IT OR LOSE IT.”
The challenge is for Savers to see money as a means to an end, not the end itself. Savers rarely spend impulsively. They’ll scour the internet for deals, figure out how to save money on a vacation, and make sure they have the money in-hand before making a purchase. They avoid credit card debt like the plague. Savers hate paying interest or accruing debt. They want every bill PAID OFF.
AS A SAVER:
You are trustworthy and organized with your money.
CHALLENGES SAVERS MAY COME ACROSS:
You can obsess over money.
HOW SAVERS MAKE MONEY DECISIONS:
Rarely spending compulsively.
HOW SAVERS MAKE LIFE DECISIONS:
Searching for a good deal.
AS A SAVER YOU ARE:
Very careful with your money. You don’t like to part with it unless absolutely necessary or when a sale involved. Additionally, you enjoy finding discounts for your friends and family.
Saver Tip: When it comes to finding good deals, the Honey app offers great coupons and discounts to help you SAVE. And yes, you can try it for free today!
- OF PEOPLE THAT HAVE TAKEN THE ASSESSMENT HAVE A SECONDARY SAVER PERSONALITY.
Being a Flyer/Saver can be complicated. You have frequent internal money conflict. One side of your brain is saying “Relationship, Relationship, Relationship”, and the other side of your brain is saying “Save, Save, Save.” You are not alone. There are many other people who have this same Money Personality combination. Here is a scenario you may come up against:
Your friend found a new restaurant that she wants you to try out with her. Your Flyer says, “Sure thing! I’m in.” You get to the restaurant, sit down and open the menu. You see the crazy high prices and your Saver comes alive, “There is no way I am paying these prices! Maybe she will split an entree.” Here is where the conflict comes in. On one hand, you couldn’t wait to spend time with your friend – money isn’t the focus (Flyer); but on the other hand, your Saver would never spend that kind of money on a meal. The conflict remains inside of your head all night long.
YOU HAVE AN
But, what is that? An Opposite Dynamic is the internal conflict so many of us face when our two Money Personalities CLASH.
THE MONEY PERSONALITIES ARE SPLIT INTO TWO CLASSIFICATIONS:
Make serious money decisons, often have anxiety over purchases, and see money as the end itself (not a means to an end).
More likely to make impulsive money decisions, don’t often have anxiety over spending, and view money as a means to an end.
Your Core Characteristics
Basically content with your life: A Flyer could be dirt poor and not be bothered. As long as a Flyer is making their own decisions, they’re happy.
Big on relationships: Relationships and connections are pretty much the largest area in their lives.
Happy to let someone else take care of their finances: This can come in handy if your significant other has a different money personality.
Not motivated by money: Flying by the seat of their pants, Flyers live the life they want.
Get a genuine rush from saving money: It’s a source of pride: getting something you wanted, for less.
Are organized, responsible, and trustworthy when it comes to finances: For the most part, a Saver won’t spontaneously throw money at things.
Rarely spend impulsively: Research. Research. Research. Savers like to have a plan and have a whole picture put together before spending any money.
Avoid Credit Card Debt like it’s the plague: Savers hate paying interest and accruing debt. They want to pay off all bills right away.
Reactionary: Due to not looking at/paying attention to their finances, when they finally do, Flyers often make decisions based on fear – not good advice.
Lacking the skills needed to solve money problems: When money problems occur, the Flyer wants to find a solution. However, the lack of knowledge is a hindrance.
Disorganized: Flyers aren’t always disorganized, but when it comes to money… they are.
Joy stealer: A Saver’s resistance to spending money can suck the fun out of everything.
Overly focused on financial goals: Going hand in hand with joy stealing, sometimes Savers have such firm financial goals that it’s hard for them to let loose and enjoy life for what it is.
Cheap: It’s hard to part with money if you’re a Saver, and you can come off as cheap or even selfish.
In A Relationship
Flyers can make great spouses because they’re fairly easygoing about money issues. They aren’t going to be controlling or uptight about finances. The challenge for Flyers is to stay involved and invested in the family financial picture.
Savers can be great partners because they are careful about spending and usually spend wisely. The challenge is for them to see money as a means to an end, not the end itself.